Whether you own a restaurant, a retail store, a factory or an office, Zuma Insurance offers comprehensive Business Property Insurance coverage to better protect your valuable business assets. From minor issues to major financial loss, this type of coverage is designed to spring into action when you need protection the most. Whether you own your building or lease your workspace, business property insurance is designed to protect all of your business’s physical assets in the event of a disaster.
At Zuma Insurance, we work closely with each of our clients to find the right property insurance solutions to fit your specific needs and budget.
Your business has a lot of different assets including your building, the contents inside and the outdoor landscapes as well. All of these items are vulnerable to damage, meaning you need to invest in insurance that will protect them. Investing in the right business property insurance plan is an important decision for any small business owner. This important coverage is designed to protect against the unexpected by covering damages to your building, inventory, furniture and equipment, outdoor signage, fencing and landscaping and others property when on-site.
Some common examples include:
Our experienced Zuma Insurance agents understand that each business is unique and faces its own set of challenges. That’s why we work hard to tailor our business property insurance coverage to fit your needs.
This type of insurance coverage varies but it is typically classified by which items are insured and the type of accident or event that lead to a loss. Basic property insurance coverage usually protects against fire, theft, vandalism and damage to your property caused by a vehicle or airplane.
The key items that are usually outlined in this type of policy include your building, outdoor items that are located on the premises, office equipment and inventory. Additional coverage options are often referred to as endorsements and can typically be added to the policy to include other disasters like an earthquake.
This type of coverage also allows you to choose how you want your important items to be covered. The plan will pay for losses based on either the replacement cost of the item or actual cash value.
Before investing in a new business property insurance policy, it’s important to take inventory of your business to determine which items you want to insure.
Don’t get caught without the right level of business insurance coverage when you need it the most. When requesting a quote from the team at Zuma Insurance, keep these important factors in mind:
With the right coverage and the guidance of our experienced independent insurance agents, it’s easy to find the right policy to protect your business. Visit the team at Zuma Insurance online today for more information and schedule a free initial consultation.