Safety First: Everything You Need to Know About Keeping Your Construction Workers Safe.

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Safety First: Everything You Need to Know About Keeping Your Construction Workers Safe.

By Zuma Insurance Services | June 27, 2017

safety precautions for construction workers


The construction industry is booming in California and that means that both business owners and employees must work harder to keep workplace injuries at a minimum. Unlike many other business industries in the US, construction workers operate at a high risk each day. So what tips and guidelines can you keep in mind to make sure everyone has the opportunity to work in a safe and protected environment? At Zuma , we make it easy to explore all your insurance options. With the right policy, you can give yourself peace of mind knowing that your employees have the highest level of protection available. Consider these safety precautions for construction workers at your business. 

Plan Ahead for the Unexpected with a Custom Insurance Policy for Your Business

By identifying your unique business challenges, the team at Zuma can customize a comprehensive insurance policy to protect your employees, your business assets, equipment and more.

General Contractors Liability Coverage

Everyone knows that working construction can be dangerous. Whether employees are working with dangerous tools or there is a risk of slipping and falling on site, the job comes with its fair share of daily hazards. While it is important that everyone on site does their best to minimize the possibility of injury, some accidents are unavoidable. With general contractors liability coverage, you can provide protection against bodily and personal injuries on site as well as any damages caused by your employees to a third party’s property.

Commercial Auto Insurance

Whether employees drive company vehicles or you rely on their personal vehicles to transport job materials, commercial auto insurance coverage can help protect employees and your business equipment in the event of an accident where the employee is at fault. While auto accidents may be low on the radar for most business owners, they are still a common occurrence. With the help of a tailored commercial auto insurance policy, your team is protected every time they transport work equipment or use a company vehicle.

Workers’ Compensation Coverage

Workers’ compensation insurance is a must for businesses of all sizes. Whether you have 10 employees or 500, this insurance coverage will give you and your employees peace of mind. In the high-risk construction industry, workers’ compensation insurance is designed to provide benefits for employees who are injured or become ill while on the job. Helping them pay for medical bills, cover lost wages and help them rehabilitate so that they can return to the job site again.

Contractor Bonds

Bonding requirements for contractors can vary from state-to-state but most clients prefer to hire contractors who are properly insured and bonded. While this is in their best interest it is also in the best interest of your business and employees. Contractor bonds are designed to add an extra layer of protection for everyone involved in a construction contract. But for your employees, these types of bond work double fold to help protect them in the event that they cause damage to a third party’s property on the job.

Keep Employees Protected from the Unexpected with Comprehensive Insurance Coverage

As a business owner in the construction industry, it is important to provide a safe workplace for your employees. Keep your them safe and productive with an insurance policy that includes:

  • General liability coverage protects employees in the event they cause damage to a third party’s property.
  • Commercial auto coverage adds an extra layer of protection to employees who drive company vehicles.
  • Workers’ compensation insurance provides damages to employees who get hurt or fall ill while on the job.
  • Contractor bonds add an extra layer of protection for your business and employees in the event of any third party damages.

Interested in learning more about how the Zuma team can customize coverage to fit your business needs? Visit us online to get a free quote and invest in comprehensive construction insurance today.