Auto Mechanic Insurance Components
- Business Auto
- Businessowners policy (BOP)
- Garage Liability
Business Auto – provides coverage for vehicles owned and operated by auto repair businesses. California commercial auto insurance for businesses is intended for claims resulting from when an auto service shop owner or an employee has a driving accident and is found at fault.
Businessowners policy (BOP) – is a combination of property insurance, general liability, and other common auto services insurance products in one neat package. However, business owners have the opportunity to extend their auto shop insurance coverage to make sure that their businesses are protected against a wider range of risks.
Garage liability – covers liabilities that happen as a result of work done at an auto repair shop such as bodily injuries or property damage. From slips and falls to customer complaints- garage liability covers their businesses from almost everything outside of workers compensation.
Garagekeepers – covers damage to vehicles in an auto shop owner’s care or custody. While garagekeepers isn’t required for auto shops to operate, this type of insurance can help protect businesses from severe losses. At Zuma, our agents specialize in commercial auto services insurance and can help our customers determine critical areas of coverage to keep their businesses running in the wake of a disaster.