5 Risks for Landscaping Contractors You Should Know About

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5 Risks for Landscaping Contractors You Should Know About

By Zuma Insurance Services | September 19, 2018

Risks from hiring landscaping contractors

Hiring contractors for your business landscaping can be tricky business. There are always risks involved. The better you understand the risks, the wise choices you can make when hiring landscaping contractors.

The job of landscaping is a risky one by nature. These are a few risks your business should know about when hiring landscaping contractors.

1. Sun

One of the biggest risks facing landscaping contractors and employees is the sun. These men and women spend long hours in the sun each day. This leads to greater risks of heat stroke, sun sickness, sunburns, and other immediate concerns. Those who work in the sun doing landscaping work for many years face the added risk of developing skin cancer.

2. Poorly Kept Equipment

Employees of various landscaping contractors do not have the same interest in keeping and maintaining equipment the owners themselves might have. This means they are not going to invest as much in caring for and maintaining the equipment which can lead to more frequent breakdowns, accidents, and potential worker injuries.

3. Old or Outdated Equipment

Many landscaping contractors understand their employees are less likely to provide adequate care to their equipment, making them reluctant to invest in new, state of the art, landscaping tools and equipment. However, using cold and outdated equipment could result in damage to your property, and/or injuries to the landscaper’s laborers.

Landscaping contractor risks

4. Inattentiveness

Many landscape design laborers are low wage earners with the bulk of the money going to the one who owns the equipment, deals with customers, and fronts the money for the business.

This means they aren’t as attentive to the jobs they are doing as someone who might earn higher wages for their time. This can lead to injuries to themselves or others and damage to your property, vehicles parked on your property, and more. The costs can add up quickly.

5. Lack of Safety Precautions

Safety precautions are important for any business. Because many of the laborers for landscaping businesses are temporary or seasonal help, many landscaping contractors do not even have specific policies for safety, leaving their workers vulnerable to accidents, injuries, and even things as, seemingly innocuous as tick bites. Properly dressing for the job, following certain procedures to protect the eyes and ears of employees, and creating a standard of expectations for safe equipment and machine operation can go a long way toward ensuring the health of all.

Mitigating the Risks Associated with Hiring Landscaping Contractors for Your Business

One of the most important things you can do, as a business owner, when hiring a landscaping contractor is to make sure he or she has adequate business insurance, worker’s compensation insurance on their laborers and subcontractors, and a solid reputation for success.

The second most important thing you need to do before hiring landscaping contractors is to invest in contractor’s insurance. This helps to protect your business from the financial fallout if your landscaping contractor allows a policy to lapse, has insufficient coverage, or damages your property.

Hiring contractors questions to ask

Landscaping contractor risks you need to know about include:

  • Sun
  • Poorly kept equipment
  • Inattentiveness
  • Old or outdated equipment
  • Lack of safety precautions

Working with a trusted insurance advisor to ensure you have adequate insurance coverage can make all the difference in the world when it comes to your financial health and stability as well as for your peace of mind.

Contact Zuma Insurance today by calling 866-400-4434 to learn more about your needs to protect your business and your personal financial interests as well as the many insurance products available to help you reduce your risks from hiring landscaping contractors.