3 Scenarios to be Thankful for Auto Repair Shop Insurance

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3 Scenarios to be Thankful for Auto Repair Shop Insurance

By Zuma Insurance Services | September 12, 2018

Reasons for auto shop insurance


Protecting your auto repair shop in an emergency situation should be a top priority. While it is important to make sure you can keep your customers on the road, investing in a comprehensive insurance policy for your auto repair shop is essential as well. If you don’t have a shop that is up and running properly, then you will be unable to provide service for your clients.

Preparing for the unexpected is something that every small business owner must do to keep their business up and running. While some of the benefits of auto shop insurance like protecting your tools and equipment are apparent, there are others that you may overlook. Keep reading to learn more about the many benefits of auto shop insurance.

Top 3 Reasons for Auto Shop Insurance

1. Fire

Every brick and mortar business is at risk of a fire. Even with the best safety precautions in place, an advanced fire alarm system and experienced employees in the shop, a fire could break out and suddenly force you to close your doors. Not only can a fire damage your building and equipment but it could damage your customer’s property as well. With the help of comprehensive insurance for your auto repair shop, you can rebuild after a fire without having to pay for damages out-of-pocket.

2. Theft and Vandalism

Benefits of auto shop insurance

Auto repair shops hold a lot of valuable merchandise, tools, equipment and cars inside of them. In fact, everything inside and outside of your auto repair shop carries a great deal of value, making your business a handsome target for theft and vandalism. Whether you need to protect against would-be robbers or an angry customer looking for revenge, security systems can only go so far to protect your assets.

While a good security alarm system may be able to stop someone from completely destroying your business, in many cases, plenty of damage can still be done before police arrive on the scene. Insurance for your auto repair shop can help to cover the cost of damages, replace your valuable tools and even pay to repair any damage to customer-owned property as well.

3. Accidents and Natural Disasters

Even the safest of workplaces can quickly fall into panic mode in the event of an accident. That’s why in addition to regular safety training for your employees, you need the protection of auto shop insurance coverage. At Zuma Insurance, we can easily tailor your policy to meet the specific needs of your business. We’ll make sure you’re only paying for the coverage options you need, making it easy to save now and later – when you need help the most.

Insurance for auto repair shopBenefits of Auto Shop Insurance for Your Small Business

As you look into protecting your business with the highest level of insurance protection available, keep these key factors in mind:

  • Even the safest of workplaces are vulnerable to a freak accident. Don’t rely on well-educated and responsible employees to prevent every type of accident imaginable.
  • With many valuable tools, lots of expensive equipment and plenty of cars to choose from – your auto shop may be an easy target for theft and vandalism. Protect your assets and your customer’s property with a comprehensive insurance policy.
  • Fire costs Americans between 11 and 12 billion dollars each year. Don’t get caught without insurance protection when you need it the most!

Contact Zuma Insurance Today

Accidents can happen without a moments notice and before you know it, your business could be in jeopardy without the protection of auto shop insurance. With the help of the right level of insurance protection, you can give yourself, your employees and your customers peace of mind.

Want to learn more about the benefits of auto repair shop insurance? Call 866-400-4434 or contact Zuma Insurance online today to get a quote.